Financial Planning for Businesses | askaignewington.co.uk

Planning for companies and business owners

We love helping all kinds of businesses, from a wide range of industries and sectors. It is our firm belief that all businesses could benefit from financial planning.

We work best with SMEs, where our proven planning strategies are often most effective.

End of Year Planning

As you approach the end of your company's accounting period, it's a great opportunity to review your company and personal financial planning.

Now is the perfect time to take advantage of corporation tax reduction measures, and take stock of various aspects of your company's finances.

Director Pension Contributions

Moving money from your business into your pension isn't just a great way to save for your retirement, it's also highly tax-efficient.

Making pension contributions from your limited company may reduce your company's corporation tax liability.

Speak to one of our financial planners about whether this is suitable for you.

Protecting Your Businesss

Like most businesses, you’ve probably made sure your assets are covered against the effects of fire, theft or other unforeseen events. But what about your shareholders and directors?

There are a range of life assurance options available, designed to protect your business, and the families of the company's shareholders, directors and key team members.

Selling Your Business

Selling your business is a once-in-a-lifetime opportunity to transform a business asset into personal wealth.

After investing considerable time, effort and capital into your business over many years, it’s really important that your exit strategy is perfectly planned and executed, and provides true life-long financial independence to you and your family.

Company Savings & Investments

Making a company investment is a way to put your business’s surplus cash to good use.

Instead of holding all of your cash in the company’s bank account, you can invest some of these funds in search of long-term capital growth.

Employee Benefits

Employee benefits are products and services that an employer provides their staff in addition to their monthly salary.

Modern employee benefit packages can include a range of benefits that reward staff for their hard work and aid their wellbeing.

All information It is based upon our current understanding of current legislation and HMRC guidance. While we believe this interpretation to be correct, it cannot be guaranteed that such information is accurate as of the date it is received or that it will continue to be accurate in the future. Thresholds, percentage rates and tax legislation may change in Finance Acts and bases of, and reliefs from, taxation are subject to change and their value depends on an individual’s personal circumstances.

The Financial Conduct Authority does not regulate Tax Advice.

A pension is a long-term investment not normally accessible until 55 (57 from April 2028).

Investments carry risk. The value of your investments (and income from them) can go down as well as up, and you may get back less than you invested. Past performance is not a reliable indicator of future results. Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.

Life Assurance plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse. You should review the level of cover required on a regular basis to ensure that it keeps in line with your earnings, otherwise, cover may be less than you need. If any relevant information provided, when applying, is not disclosed accurately and honestly, this could result in any cover offered becoming invalid and / or may result in the non-payment of any future claims.